Title: How do you
save for that dream vacation of yours?
Daydreaming is everyone’s hobby especially when we
think of the beautiful places that we always want to visit once in a lifetime.
The ones who could turn dream into reality are the ones who have clear plans
and a solid determination which is supported by concrete actions while the ones
who can’t make it stay as daydreamers as they refuse to embrace the number of
commitments of a complicated plan.
Thinking of your dream vacation is not enough. You
need a special diary for you to list down everything you need to know about
that vacation. You may print the pictures of that place and keep them in your
diary. If physical diary is too heavy for you, digital diary could be the best
option as your pen-drive can store almost everything you need to know about
your dream vacation including videos of those who went to that place. Their
testimonies will be your best guidelines.
If we take more than we can chew, the plan may fail
miserably as we need to dive deep into the mirror of self-reflection especially
the amount of money that we earn monthly. Even if you do a business, without
self-discipline, the flow of cash is vulnerable to your big appetite. In other
words, the place that you want to visit must be compatible with your wallet. If
you earn RM 1200 a month, I don’t think that you can afford a trip to Bali.
Even if you are single, you need to wait for at least 24 months if you insist
on going to Bali provided if you are willing to save RM 50 a month as you need
at least RM 1200 if you were to stay in Bali for three days including the
flight tickets. It is better to have extra in your pocket. Otherwise you might
end up as beggars in a place where friends and relatives are nowhere to be
seen. It is okay to dream big but we have to acknowledge the bitterness of the
reality of our wages as greater thing comes with a greater price.
As the old saying goes, the world favours the ones who
are prepared. If you really want to turn that dream vacation into reality, you
must act like an FBI agent. You need to gather the intelligence regarding
everything you need to know about that particular place including the expected
and expected cost. You also need to think of an extra budget should something
go wrong throughout the trip as it is better to be safe than sorry.
Everyone can make money but not everyone can save
money as not everyone is taught about financial intelligence or not everyone is
taught about money management at a very young age. Now let us talk about the
amount of money that you are willing to save every month. Let say your vacation
dream may cost you RM 2500 and you want to be there in next December. Basically
you have about 5 more months to go if this August is your starting point.
Technically, you need to put aside at least RM 500 a month. If this proposal
sounds impossible, how do you make it possible? First, you have to study your
daily habits. Do you dine outside three times a day? Do you go clubbing on
weekends? Do you hang out with your friends every weekend? Do you buy
unnecessary items twice a month? Can something be done to reduce the money you
spend on gas? Are you obsessed with online shopping? All of these questions
have to be scrutinized first so that you will know specifically which “luxury”
that you want to sacrifice in order to help you achieve your dreams. No pain,
no gain.
Life is all about creating sweet memories. However,
those sweet memories need careful plan, self-discipline and some money. If we
hate being prepared, don’t whine about ordinary memories. Good luck. If the
other travellers can do it, I believe you can do it. (689 words)
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